Sunday. 11:30pm. Partner asleep next to you.
You realise the law does not see what you two have built.
If you died tomorrow, UK law treats the person you live with as a stranger.
Common-law marriage is a myth. No medical decisions. No automatic access to the joint account. Your family can evict them from the flat you both pay for. The person you actually built a life with has the keys and nothing legally backing them up.
What only you know
Most households quietly run on one person.
The private digital access codes for personal savings accounts
The login credentials for the shared rental tenancy management portal
The digital copies of joint household expenditure tracking files
Direct instructional messages regarding separate personal investments
The individual login data for secondary household vehicle insurance lines
The password tools for the main streaming services and utility records
None of this is in a drawer. None of it is in your partner's phone. It is all in your head.
If you went silent tomorrow
Here is what unravels.
Day 1
The hospital asks for next of kin to consent to anything. Your partner is not it. Your family is, and they may not agree.
Week 1
The bank freezes your sole account the moment they hear. Your partner cannot draw rent money. The mortgage direct debit bounces.
Month 1
Your family arrives to clear the flat. The lease is in your name. The pension nominates your parents by default. Your partner is asked to leave.
Month 6
Probate finishes without a will. Everything you built together goes to relatives, not to the person you actually chose.
By next month, your partner is firefighting. Not grieving. Firefighting.
How it works
One tap a month. Until the day you stop tapping.
Grace period
30 days to reply
We try email, text, and a phone reminder. You log in once, everything resets.
Alex, friend since uni
Witness 1, confirmed
Priya, family
Witness 2, confirmed
Recipient
Your partner
That is it. Six pounds a month.
One tap. Two witnesses. Delivery only when both confirm.
What actually happens
Your partner gets exactly what they need.
The named-person letter for hospitals and your family
Sole and joint account logins, plus the mortgage or tenancy refs
Pension nomination and life-cover paperwork
Where the will is, and the solicitor to ring
And it is six pounds a month.
Two witnesses have confirmed. Here is what your partner asked us to share with you.
Open securely
ifyoudie.org/view/...
Take your time. Samaritans 116 123 if you need someone now.
What you actually do
Ten minutes today. One tap a month. That is the whole thing.
- Step 1
Write what your partner would need
Sole account logins, the mortgage or tenancy details, pension provider contacts, where the will is. Short notes work fine.
- Step 2
Name two friends as witnesses
People who know you both as a couple. If we ever stop hearing from you, we ask them separately to confirm.
- Step 3
One tap a month, that is the whole job
We send one short email a month. You tap once. If you stop tapping, we wait, try again, and only then start the verified delivery to your partner.
The price
£6 a month.
Less than a gym you don't go to. Cheaper than the streaming bundle you forgot you have.
- Netflix Basic£8 / mo
- A gym membership£35 / mo
- Spotify Premium£11 / mo
- Three coffees£10 / mo
- If You Die£6 / mo
Cancel any time. If you ever do, your messages are wiped within 30 days.
Doing this for the whole household? Family plan, £18/mo for five.
What we never do
Trust is the product. These four lines are why.
We never read your words
No human reads what you write. No AI is trained on it. Encrypted at rest, the honest version.
Two humans must confirm
We do not deliver on a missed email. Two witnesses you named must, separately, attest. No exceptions.
We never sell your data
Not anonymised, not aggregated, not under any future ownership change. It is in the terms in black and white.
We never assume your beliefs
Religion, culture, what you call the people you named. You write the words. We deliver them, unedited.